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When advising customers on their investment journey, I begin by discussing their investment risk appetite, as this is a critical factor in determining the most suitable portfolio. Understanding their tolerance for risk—whether they are conservative, moderate, or aggressive investors—allows me to tailor the conversation to their specific needs. Once we’ve established their comfort level with potential risks and market volatility, I then introduce the different investment portfolios available, such as Unit Trusts, PRS (Private Retirement Schemes), and Insurance. For each option, I clearly outline the expected risks and potential returns, helping them weigh the pros and cons. This approach empowers customers to make informed decisions and choose the investment strategy that aligns best with their financial goals and risk tolerance.： 在为客户的投资之旅提供建议时，我首先讨论他们的投资风险偏好，因为这是确定最合适的投资组合的关键因素。了解他们对风险的承受能力——无论他们是保守的、温和的还是激进的投资者——让我能够根据他们的具体需求定制对话。 一旦我们确定了他们对潜在风险和市场波动的舒适度，我就会介绍可用的不同投资组合，例如单位信托、PRS（私人退休计划）和保险。 对于每个选项，我都会清楚地概述预期风险和潜在回报，帮助他们权衡利弊。这种方法使客户能够做出明智的决策，并选择最适合其财务目标和风险承受能力的投资策略。
By Appointment Only
2nd Floor, Menara Manulife, 6 Jalan Gelenggang, Damansara Heights, 50490 Kuala Lumpur
+60123221103
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